Finding affordable auto insurance can be a daunting task for students in Oklahoma. With limited budgets and sometimes, less-than-stellar driving records, it’s essential to locate the best options available. Below are some of the cheapest auto insurance providers specifically catering to students in Oklahoma.
1. GEICO
GEICO is renowned for its competitive rates and discounts tailored for students. They offer a good student discount for full-time students who maintain a GPA of 3.0 or higher. Additionally, GEICO has a user-friendly mobile app that allows students to manage their policies easily.
2. State Farm
State Farm is another popular choice among students. The company offers various discounts, including a good student discount and the possibility of additional savings for safe driving. The agent network allows easy access to personalized service, making it an excellent option for students navigating insurance for the first time.
3. Progressive
Progressive stands out with its Name Your Price tool, which helps students find a policy that fits comfortably within their budget. They also have a good student discount and an opportunity for additional savings through safe driving programs. Progressive's Snapshot program rewards safe driving habits with further discounts.
4. Allstate
Allstate offers several discounts, particularly for students. Their good student discount can save policyholders an average of 10% to 15% on their premiums. Allstate also provides an easy online quote system as well as a rewards program for safe driving, allowing students to save even more.
5. Farmers Insurance
Farmers Insurance has a good reputation for supporting young drivers with affordable rates. They offer multiple discounts, including a student discount for individuals maintaining a B average or better. The company also has a mobile app that helps students manage their insurance services on-the-go.
6. Nationwide
Nationwide is known for its comprehensive coverage and competitive pricing for students. Their good student discount can aid in lowering premiums. They also offer flexible payment plans, ensuring that students can find a financial option that works for them.
7. Liberty Mutual
Liberty Mutual offers unique discounts aimed at students, such as a good student discount and savings for students attending college more than 100 miles away from home. Liberty Mutual focuses on customizable plans that allow students to pick and choose coverage that fits their needs and budgets.
Tips for Students to Save on Auto Insurance
Besides choosing the right provider, there are several ways students in Oklahoma can save on auto insurance:
- Maintain a Good GPA: Most companies offer discounts for students with a GPA of 3.0 or higher.
- Bundle Policies: Consider bundling auto insurance with other types of insurance, such as renters or health insurance for additional discounts.
- Take a Defensive Driving Course: Completing a defensive driving course can also provide discounts on auto insurance rates.
- Choose a Safe Vehicle: Cars with high safety ratings often qualify for lower rates.
In conclusion, finding cheap auto insurance in Oklahoma as a student is entirely possible by comparing quotes and taking advantage of available discounts. By considering the options listed above and applying these tips, students can ensure they get the best rates for their auto insurance needs.
