Car insurance is mandatory in Florida to ensure that all drivers are financially responsible in case of a car accident. The minimum car insurance requirements in Florida include:
1. Personal Injury Protection (PIP) coverage: Also known as "no-fault" insurance, PIP covers medical expenses for you and your passengers regardless of who is at fault in an accident.
2. Property Damage Liability (PDL) coverage: This type of coverage pays for damages to another person's property, such as their car or other property, in an accident where you are at fault.
The minimum coverage amounts required in Florida are $10,000 in PIP coverage and $10,000 in PDL coverage. It's important to note that these are just the minimum requirements, and drivers may choose to purchase additional coverage for more protection.
Driving without car insurance in Florida can result in fines, license suspension, and other penalties. It's crucial for drivers in Florida to make sure they have the required insurance coverage to comply with state laws and protect themselves in case of an accident.
