When it comes to auto insurance, drivers in Oklahoma are often on the lookout for ways to save. Many insurance companies provide a variety of discounts that can significantly lower premiums. Understanding the available discounts can help you make an informed decision while shopping for auto insurance. Here’s a list of some top auto insurance companies in Oklahoma that are known for offering great discounts.
1. State Farm
State Farm is one of the largest auto insurance providers in the U.S., and it offers several discounts for Oklahoma drivers. These include discounts for safe driving, multiple policies (bundling home and auto insurance), and even a “Drive Safe & Save” program that uses telematics to reward safe driving habits. Additionally, they provide discounts for good students, which can benefit younger drivers.
2. GEICO
GEICO is well-known for its competitive rates, but it’s also recognized for its array of discounts. In Oklahoma, GEICO offers discounts for federal employees, military personnel, and members of certain professional organizations. You can save even more by opting for their multi-vehicle discount and enjoying lower rates if you have a clean driving record.
3. Farmers Insurance
Farmers Insurance has a reputation for excellent customer service and offers a variety of discounts. In Oklahoma, you can take advantage of discounts for home and auto bundling, multi-car policies, and safe driving records. Farmers also rewards good students, giving discounts to young drivers who maintain a GPA above a certain level.
4. Progressive
Progressive is another prominent auto insurance provider, recognized for its flexible coverage options and competitive pricing. In Oklahoma, they provide discounts for homeowners, bundling insurance policies, and signing up for auto pay. Their Snapshot program allows drivers to track their driving behavior, potentially leading to personalized discounts for safe driving habits.
5. Allstate
Allstate offers a wide range of discounts that can help Oklahomans save money on their auto insurance premiums. Some of their notable discounts include the “Safe Driving Bonus,” which rewards drivers for staying accident-free, and the “Early Signing Discount” for those who sign up for a policy well before its start date. They also provide discounts for vehicles equipped with certain safety features.
6. USAA
If you are a military member or a veteran, USAA offers some of the best auto insurance rates and discounts. Although it’s only available to military families, USAA provides excellent coverage options coupled with impressive discounts for safe driving, low mileage, and bundled policies. Their focus on serving military families makes them a top choice for eligible drivers in Oklahoma.
7. Liberty Mutual
Liberty Mutual offers numerous discounts that can help reduce auto insurance costs for Oklahoma drivers. From discounts for safe driving and good student performance to savings for purchasing early and using multiple policies, Liberty Mutual emphasizes customer savings. They also offer rewards for installing safety devices in your vehicle.
When shopping for auto insurance in Oklahoma, it’s essential to compare quotes and look for these available discounts. Don’t hesitate to ask your insurance agent about additional ways you can save. By choosing the right coverage and taking advantage of discounts, you can significantly reduce your auto insurance costs.
